Does My Insurance Cover Chiropractic Care in The Hague in 2026?

Looking for a new chiropractor in The Hague? Or maybe you already have one and just want to find the best insurance coverage? UPDATED for 2026

Wondering if your insurance covers chiropractic and alternative treatments?

The answer isn’t a simple yes or no. Health insurance plans vary widely, but some in the Netherlands do offer partial coverage for chiropractic care and other alternative treatments.

As with any insurance plan, the details lie in the fine print. To understand exactly what's covered, check for any limitations on the number of chiropractic visits or specific conditions that apply to alternative therapies.

Also, keep in mind whether a doctor’s referral is required. For chiropractic care, a referral typically isn't necessary since it's an independent approach to health.

2026 ALT Insurance coverage.pdf

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The Best Insurance Plans for Chiropractic in 2026 — And How Many Visits You Really Get

As we move into 2026, many Dutch health insurers continue to reimburse chiropractic care under Alternatieve Geneeswijzen within their supplementary insurance (aanvullende verzekering). But with so many plans and coverage limits, it’s not always clear which insurers offer the best value—especially if you receive regular care at Essential Chiropractic.

Below is a simplified breakdown of the strongest plans this year, plus easy real-life examples based on our €65 per visit rate.

Top Reimbursement Plans for 2026

These plans stand out for offering the highest yearly budget and the most generous “per day” reimbursement:

1. ONVZ Topfit

€1,000/year

Up to €65/day

Covers the full cost of a session

Great for weekly or bi-weekly clients

2. VvAA Top

€1,000/year

Up to €65/day

Ideal for anyone committed to regular chiropractic care

3. Zilveren Kruis 4-Sterren

€650/year

Up to €40/day

Solid for monthly or bi-monthly visits

4. VGZ Aanvullend Best

€500/year

Up to €40/day

Good, affordable mid-range coverage

5. ONVZ Optifit

€550/year

Up to €50/day

Higher daily limit than most mainstream plans

How Many Visits Does That Actually Cover?

Based on our €65 per chiropractic visit, here’s what you can expect:

ONVZ Topfit – €1,000 ÷ €65 → 15 visits fully covered

VvAA Top – €1,000 ÷ €65 → 15 visits fully covered

Zilveren Kruis 4-Sterren – €650 ÷ €40 → 16 visits reimbursed (€25 per visit paid by patient)

VGZ Aanvullend Best – €500 ÷ €40 → 12 visits reimbursed

ONVZ Optifit – €550 ÷ €50 → 11 visits reimbursed (€15 per visit paid by patient)

A Final Tip

Chiropractic counts as “alternative care,” so there’s no deductible (eigen risico). Just make sure your insurer recognises our professional association—Essential Chiropractic meets all requirements!u!

Are You Looking For A Great Chiropractor Near You?​​ Our practice offers a holistic approach to healthcare with a strong focus on education.

Essential Chiropractic is conveniently located in the vibrant Statenkwartier neighbourhood of The Hague right near the Museon-Omniversum.

Parking is available on the street as well as limited availability in our private lot.

We are conveniently located minutes from The Hague City Center and the Scheveningen Beach by both Tram Lines 11 & 17 and Bus 24/28